Essential First-Time Homebuyer Webinar with Patrick Fagan, The Mortgage Patriot
When is the live webinar?
Hosted by Patrick Kevin Fagan
Senior Mortgage Loan Officer + Texas REALTOR®
Bring your popcorn. This free live first-time homebuyer webinar is for buyers getting ready to buy their first home anywhere in the country, with extra local edge if that home is in Texas. In about one live hour, Patrick Kevin Fagan, a dual-licensed mortgage loan officer and real estate agent, walks you through the complete Essential First-Time Homebuyer Roadmap, start to finish. Here is what we break down:
- Getting financially ready and mortgage pre-approval: what lenders actually check
- Down payment assistance and concrete ways to lower your cash-to-close
- House hunting, offers, and negotiation strategies that protect your money
- Pro tips to navigate the inspection & appraisal reports
- The costly mistakes first-time buyers make, and how to avoid them
We go live Thursday, September 10, 2026 at 7:00 PM CT, and registration is free.
No pressure. No sales pitch. Just real information you can actually use.
How does buying your first home work from start to finish?
We'll walk through the entire process, from getting financially ready to closing on your home.
What You'll Learn
What will you learn in the webinar?
The financing, offers, inspections, negotiations and closing decisions first-time buyers actually need to understand.
How do I get financially ready?
Money, credit and mortgage basics
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Getting pre-approved
What lenders actually review before you start house hunting.
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Understanding financing
Loan types, rates, payments and terms in plain English.
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Improving credit and loan positioning
What affects your file and what you can do ahead of time.
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Down payment assistance
Texas programs that could reduce what you need to save.
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Reducing cash needed at closing
The costs you'll face and how buyers handle them.
What should I negotiate when making an offer?
Offers, terms and getting a fair deal
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Making a competitive offer
How offers are evaluated beyond just the price.
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Negotiation strategies
What's negotiable and how to protect your interests.
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Home inspections
What the inspection covers and what to do with the results.
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Seller concessions
How seller-paid costs work and why buyers use them.
What happens after my offer is accepted?
The steps between offer and keys
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After the contract is accepted
What happens the moment your offer is accepted.
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Between contract and closing
Inspection, appraisal, underwriting and title, in order.
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Avoiding expensive first-time mistakes
The missteps buyers make and how to skip them.
Why This Webinar Matters
Why should you understand the homebuying process before you buy?
Most first-time buyers are never shown how the process, the costs and the traps actually work. This webinar gives you practical, usable information so you're prepared when decisions are happening in real time. No jargon. No pressure. Just the roadmap.
The Journey
What happens between pre-approval and getting your keys?
Here's the path we walk together in the webinar. Every step, in order.
01
How do I get financially ready?
Income, credit, debt and cash, before anything else.
02
How do I get pre-approved?
Know your buying power and your loan options.
03
How do I find the right home?
Neighborhoods, touring and building your buyer's team.
04
How do I negotiate price and terms?
Price, terms and what's really on the table.
05
What happens during inspections, appraisal and underwriting?
The under-contract phase, demystified.
06
What happens at closing?
Final numbers, documents and what happens after.
Your Instructor
Why learn from Patrick?
The Mortgage Patriot • Loan Officer & Realtor
Patrick is dual licensed in Texas as both a mortgage loan officer and a real estate agent, with more than 23 years in loan origination and 18 years in real estate sales. That means one person explains both sides of the transaction: how the money works and how the homebuying process works together.
Licensed as a Sales Agent (#454749) with AXEN Realty LLC, he serves homebuyers across Greater San Antonio, Bexar County and the Texas Hill Country. His YouTube channel is an educational library for buyers, covering financing, down payment assistance and the buying process from start to finish.
“I am a dual licensed professional assisting first-time homebuyers with locating, financing and closing on primary residences throughout Texas.”
23+ Years
In loan origination
18 Years
In real estate sales
Dual Licensed
Loan Officer & Realtor, TX
#454749
Sales Agent, AXEN Realty LLC
Who This Is For
Who is this webinar for?
If you're starting from zero, or you've started and you still have questions, this webinar is where to begin.
First-time homebuyers in San Antonio, Bexar County and the Texas Hill Country
Local programs, local process, explained for your market.
Buyers who want financing, down payment assistance, offers and closing explained in plain language
No jargon, no runaround, no assuming you already know.
Anyone tired of confusing or salesy advice and ready for straight answers
Educational first. If you're months out, that's the perfect time to prepare.
Ready to save your seat?
Free live webinar • No pressure • No obligation